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94825 Overseas Hwy #281, Key Largo, Florida 33037

Active For Sale
$940,000
  • Beds 4
  • Baths 4
  • Sq Ft 1,540 Sqft
  • Visits: 2 in 136 days

Description

A Rare Opportunity Awaits! If traditional bank financing isn’t an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you’re seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

Features

  • Swimming Pool: Community, None
  • Heating System: Central
  • Cooling System: Central Air, Ceiling Fan(s)
  • Pet Policy: Yes, Conditional
  • Security: Smoke Detector(s), Gated Community, Security Guard
  • Patio: Balcony, Open, Porch
  • Parking: Covered
  • Furnished: Unfurnished

Appliances

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer

Address Map

  • Country: US
  • State: FL
  • County: Monroe
  • City: Key Largo
  • Subdivision: KEY LARGO OCEAN RESORT CO
  • Zipcode: 33037
  • Street: Overseas Hwy #281
  • Street Number: 94825
  • Floor Number: 0
  • Longitude: W81° 30' 29.4''
  • Latitude: N25° 2' 36.2''
  • MLS Area: 98 Florida Keys

MLS Addon

  • Association Fee: $485
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance
  • Carport Spaces: 15/01/2026
  • Close Price: $0
  • Community Features: Clubhouse, Fitness, Gated, Home Owners Association, Maintained Community, Street Lights, Pool, Tennis Court(s)
  • Exterior Features: Balcony, Lighting, Security/High Impact Doors, Porch
  • Flooring: Tile
  • Insurance Expense: $0
  • Interior Features: Second Floor Entry, Living/Dining Room, Upper Level Primary
  • Levels: Three Or More
  • Listing Terms: Cash, Conventional, FHA, VA Loan
  • Lot Features: < 1/4 Acre
  • New Taxes Expense: $0
  • Tax Annual Amount: $5,525
  • Tax Year: 2024
  • Utilities: Cable Available
  • Window Features: Blinds

Location

Listing Updated: 2026-01-15 23:10:15

  • Property Type : Single Family
  • Property Sub Type : Single Family Residence
  • Listing Type : For Sale
  • Listing ID : A11872673
  • Price : $940,000
  • View : None
  • Bedrooms : 4
  • Bathrooms : 4
  • Full Bathrooms : 3
  • Half Bathrooms : 1
  • Square Footage : 1,540 Sqft
  • Year Built : 2020
  • Lot Area : 0 Acre
  • Listing Status : Active
  • Days On Market : 133
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