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22542 Jolly Roger, Lower Keys, Florida 33042

Active For Sale
$1,725,000
  • Beds 4
  • Baths 4
  • Sq Ft 2,440 Sqft
  • Visits: 1 in 163 days

Description

Oceanfront living on Cudjoe Key, where broad covered balconies, generous outdoor space, and a private boat launch put Keys waterfront life within reach. This four-bedroom, three-bath home is a study in coastal architecture — large impact glass doors and windows frame open water views and pull natural light into every room. Soaring 26′ ceilings and rich wood beams anchor the open-concept main level, which includes a renovated kitchen, dining space, living room, laundry, and two bedrooms with two full baths. Upstairs, a third bedroom sits at the top of the stairs, and a catwalk leads to the fourth bedroom with ensuite bath and a walkout deck framing panoramic open water views. The home has been restored to its former glory with modern updates layered in — rustic accents meet open, light-filled spaces that let the oceanfront setting do the talking. Adjacent lot also available for even more ocean enjoyment. Seller financing available: 50% down, 6% for 15 years, no flood or wind insurance required. This home needs to be seen to be fully appreciated. Schedule your showing today.

Features

  • Swimming Pool: No
  • Heating System: Central
  • Cooling System: Central Air, Ceiling Fan(s)
  • Patio: Balcony, Deck, Open, Porch
  • Parking: Covered, Other

Appliances

  • Appliances: Dryer, Dishwasher, Refrigerator, Washer, Wine Cooler

Address Map

  • Country: US
  • State: FL
  • County: Monroe
  • City: Lower Keys
  • Subdivision: CUTTHROAT HARBOR ESTS
  • Zipcode: 33042
  • Street: Jolly Roger
  • Street Number: 22542
  • Floor Number: 0
  • Longitude: W82° 31' 2.4''
  • Latitude: N24° 39' 41.4''
  • MLS Area: 98 Florida Keys

MLS Addon

  • Architectural Style: Detached, Two Story
  • Association Fee: $0
  • Association Fee Frequency: Monthly
  • Carport Spaces: 01/01/1970
  • Close Date:
  • Close Price: $0
  • Exterior Features: Balcony, Deck, Porch, Room For Pool
  • Fireplaces Total: 0
  • Flooring: Tile
  • Garage Spaces: 0
  • Insurance Expense: $0
  • Interior Features: First Floor Entry, Entrance Foyer, Walk-In Closet(s), Built-in Features, Vaulted Ceiling(s)
  • Levels: Two
  • Lot Features: < 1/4 Acre
  • New Taxes Expense: $0
  • Stories: 2
  • Stories Total: 0
  • Tax Annual Amount: $12,646

Location

Listing Updated: 2026-09-22 21:10:15

  • Property Type : Single Family
  • Property Sub Type : Single Family Residence
  • Listing Type : For Sale
  • Listing ID : A12076889
  • Price : $1,725,000
  • View : Ocean
  • Bedrooms : 4
  • Bathrooms : 4
  • Full Bathrooms : 4
  • Half Bathrooms : 0
  • Square Footage : 2,440 Sqft
  • Year Built : 1982
  • Lot Area : 0 Acre
  • Listing Status : Active
  • Days On Market : 158
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